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信息标题: Foreign income documents?
信息类别: 便民服务→ 金融→ 服务
发布时间: 2021-07-13 14:42:20
点击量: 374
地区: 加利福尼亚(加州)→ 洛杉矶→ LA阿罕布拉(Alhambra)
联系人: AAA Lendings
联系人电话: 6263089793
Email: hello@aaalendings.com
详细信息: 关键字:Foreign income ; Documents ; Verify

对于 In house loan - Foreign income,什么工作类型是可以接受的? 计算收入的时候又需要什么文件呢?

首先要明确的是海外的自雇是不可以被接受的,我们只接受海外的打工族,对于需要的收入文件主要可以分为以下两个方面:

1)WVOE + POD

2)Signed and dated 2 years tax return + Transcript

结合Agency Guideline来看:

Freddie Mac:
Copy of the Borrower’s most recent complete signed U.S. federal individual income tax return

Documentation for the applicable income type in accordance with the requirements of this chapter

Fannie Mae:

Copies of his or her signed federal income tax returns for the most recent two years that include foreign income.  All income must be translated to U.S. dollars. 

Freddie Mac和Fannie Mae 对于Foreign income的要求只进行了简单的概括, 但如果想Verify 客人的Foreign income,我们需要拿到WVOE & POD和Transcript来进行验证。

 AAA Lendings is a direct mortgage lender with over 20 years of lending experience. We have a group of experienced professionals providing services for home buyers and people with mortgage needs. We offer 100+ customized loan programs in conventional, FHA, VA, EZ qualified and foreigner nationalloans. We always put customer’s needs first and provide the best customized solution for each customer.
打电话给我时,请一定说明在是美国华人网看到的,谢谢!
照片: LA阿罕布拉Foreign income documents?
 
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