详细信息:
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关键字:Foreign income ; Documents ; Verify
对于 In house loan - Foreign income,什么工作类型是可以接受的? 计算收入的时候又需要什么文件呢?
首先要明确的是海外的自雇是不可以被接受的,我们只接受海外的打工族,对于需要的收入文件主要可以分为以下两个方面:
1)WVOE + POD
2)Signed and dated 2 years tax return + Transcript
结合Agency Guideline来看:
Freddie Mac: Copy of the Borrower’s most recent complete signed U.S. federal individual income tax return
Documentation for the applicable income type in accordance with the requirements of this chapter
Fannie Mae:
Copies of his or her signed federal income tax returns for the most recent two years that include foreign income. All income must be translated to U.S. dollars.
Freddie Mac和Fannie Mae 对于Foreign income的要求只进行了简单的概括, 但如果想Verify 客人的Foreign income,我们需要拿到WVOE & POD和Transcript来进行验证。 AAA Lendings is a direct mortgage lender with over 20 years of lending experience. We have a group of experienced professionals providing services for home buyers and people with mortgage needs. We offer 100+ customized loan programs in conventional, FHA, VA, EZ qualified and foreigner nationalloans. We always put customer’s needs first and provide the best customized solution for each customer.
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